SME lending: Small Business Credit Benchmarks

Every row is a verbatim sentence read from the named source's own page through our fetch service on the date shown, hash-pinned to the stored read (the sha of the page's visible text; the raw page is mirrored to R2).

2 of the 12 named sources that could be read published a usable figure; 10 published none and are recorded as not published, never filled in; 0 could not be read (blocked, dead or unreachable) and count nowhere.

The headline figures (median, minimum, maximum, quartiles) are over ONE figure per source for each breakdown it prices, in % (a source's median where its page yielded several accepted sentences for one breakdown), so a page that gives figures for several breakdowns gives one for each and N counts 3 figures, never sentences; 35 candidate sentence(s) were refused by a reviewer with the reason recorded.

The fuller derivation this dataset is chartered to grow into (not yet what the figures above are; they are each source's own published figure as read): one series per body per measure - the Kansas City Fed's Small Business Lending Survey terms of lending, the Fed's Small Business Credit Survey approval rates by product and applicant, the FDIC Quarterly Banking Profile, the FLA's monthly asset finance new business, UK Finance's invoice finance and asset-based lending client and advance figures, the Bank of England base rate and the Federal Reserve prime - each sourced to the body that published it and dated to its release; the derivation nobody publishes is the SPREAD: the private market's advertised rates from this site's own three provider indexes, plotted against the official benchmark on the same day, so a buyer can see what the gap between the survey's average and the quote in front of them actually is, and how that gap has moved

35 candidate sentences on these pages were refused by a reviewer; each refusal and its reason is recorded in the review ledger.