Taycor Financial publishes a two-year trading minimum
Taycor Financial's FAQ publishes the longest trading requirement in this record: most of its leasing programmes require a minimum of two years in business. It is also the only lender here that publishes a time in business without publishing a credit score, which is an unusual and quite specific statement about what it underwrites.
What Taycor Financial publishes
| What | Figure | The lender's own words | Source |
|---|---|---|---|
| Minimum time in business | 24 months in business | "most of our leasing programs require a minimum of two years’ time in business" | Taycor Financial FAQ checked September 2026 |
| Minimum personal credit score | Publishes no minimum; apply to find out (checked September 2026) | Taycor Financial FAQ checked September 2026 |
Taycor Financial coverage, evidenced
Taycor Financial keeps its own live page for 1 of the borrowing products this record tracks. Each link below was fetched on the date shown and answered.
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Twice the common floor
The published time-in-business floors on this site are six months, six months, twelve months, twelve months, twelve months and twenty-four months. Taycor is the twenty-four, which puts it out of reach of exactly the businesses that most often search for equipment finance: the new operator buying their first machine. The word most in its own sentence leaves room for programmes that ask less, and that is a question worth asking rather than assuming either way.
Publishing the history and not the score
For an equipment lessor that ordering makes sense. The asset carries the credit risk, so the file matters less; what the lessor cannot recover from an asset sale is the cost of a business that fails early, and trading history is the best available predictor of that. Reading Taycor's published bar next to SBG Funding's equipment page, which publishes a score and a revenue figure and asks only six months, shows two lessors making genuinely different bets about the same kind of risk.
Common questions
- How long must a business have been trading to lease from Taycor?
- Its FAQ publishes that most of its leasing programmes require a minimum of two years in business. That is the longest published trading requirement in this record.
- Does Taycor publish a credit score minimum?
- Not on the page checked here; it is recorded as not published. Taycor is the only lender in this record that publishes a time in business and no score.