6 lenders with a live equipment financing page

equipment financing: what the lenders who offer it actually require

Six lenders in this record keep a live equipment financing page. Three publish a minimum, and where a lender publishes both an equipment bar and an unsecured bar, the equipment one is lower: the asset is doing the work.

median published minimum credit score
$500
published minimum credit score range
$500 to $600
lenders offering equipment financing
6

Lenders with a live equipment financing page

A lender is listed here because its own live page for this product answered at the linked URL on the date shown, never because a directory says it offers one. Requirements are the lender's own published minimums for its lending generally unless its product page states otherwise; the price of the money, which this record does not carry, is quoted per application.

Financing an asset rather than a business

Match the term to the working life of the asset, not to what makes the monthly payment look smallest.

Ask what happens at the end. A lease that ends in a balloon or a purchase option is a different total cost from one that ends in nothing.

Expect a deposit. Ten to twenty per cent is common and it moves more of your cash than the rate does.

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The published minimum personal credit score to borrow in equipment financing was $500 in September 2026, across 3 checked lender eligibility pages recorded in Working Capital Quotes Requirements Record.

Cite as: "Working Capital Quotes Requirements Record: equipment financing", updated 2026-09-09, https://workingcapitalquotes.com/lending/equipment-financing/.

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published minimum personal credit score to borrow · equipment financing · September 2026

$500

Middle 50%$500 – $600
checked lender eligibility pages3

Source: Working Capital Quotes Requirements Record

Download the equipment financing lender record (CSV), free to reuse with citation.

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