{ "name": "Working Capital Quotes Working Capital Loan Index", "title": "Working Capital Loan Index", "url": "https://workingcapitalquotes.com/datasets/working-capital-loan-index/", "csv": "https://workingcapitalquotes.com/datasets/working-capital-loan-index.csv", "markdown": "https://workingcapitalquotes.com/datasets/working-capital-loan-index/index.md", "computed_at": "2026-10-19", "license": "https://workingcapitalquotes.com/terms", "headline": "The Working Capital Loan Index carries 6 published figures read from 6 sources' own pages, from 200,000 to 10,000,000 USD, read 12 October 2026.", "quotes": [ "The Working Capital Loan Index carries 6 published figures read from 6 sources' own pages, from 200,000 to 10,000,000 USD, read 12 October 2026.", "8 of the 29 named sources read in full publish a figure; 21 publish none, read 12 October 2026.", "Working Capital Loan Index, product term loan: median 5,200,000 USD across 2 sources, read 12 October 2026.", "Working Capital Loan Index, product line of credit: median 225,000 USD across 2 sources, read 12 October 2026.", "Working Capital Loan Index, product revenue-based finance: median 2,000,000 GBP across 1 source, read 12 October 2026.", "Working Capital Loan Index, product working capital loan: median 600,000 USD across 1 source, read 12 October 2026.", "Working Capital Loan Index, product merchant loan: median 500,000 USD across 1 source, read 12 October 2026.", "Working Capital Loan Index, product fixed rate business loan: median 10,000,000 GBP across 1 source, read 12 October 2026." ], "citation": "\"Working Capital Quotes Working Capital Loan Index\", updated 2026-10-19, https://workingcapitalquotes.com/datasets/working-capital-loan-index/.", "changed_since": null, "national": { "unit": "USD", "n": 6, "median": 450000, "min": 200000, "max": 10000000, "p25": 237500, "p75": 2950000, "mean": 1991666.6667, "units": { "GBP": 2, "USD": 6 }, "published_sources": 8, "named_sources": 34, "read_sources": 29, "not_published": 21, "published_share": 0.276 }, "by_axis": { "product": { "term loan": { "USD": { "n": 2, "median": 5200000, "min": 400000, "max": 10000000, "p25": null, "p75": null, "mean": 5200000 } }, "line of credit": { "USD": { "n": 2, "median": 225000, "min": 200000, "max": 250000, "p25": null, "p75": null, "mean": 225000 } }, "revenue-based finance": { "GBP": { "n": 1, "median": 2000000, "min": 2000000, "max": 2000000, "p25": 2000000, "p75": 2000000, "mean": 2000000 } }, "working capital loan": { "USD": { "n": 1, "median": 600000, "min": 600000, "max": 600000, "p25": 600000, "p75": 600000, "mean": 600000 } }, "merchant loan": { "USD": { "n": 1, "median": 500000, "min": 500000, "max": 500000, "p25": 500000, "p75": 500000, "mean": 500000 } }, "fixed rate business loan": { "GBP": { "n": 1, "median": 10000000, "min": 10000000, "max": 10000000, "p25": 10000000, "p75": 10000000, "mean": 10000000 } } } }, "rows": [ { "source": "OnDeck term loans", "url": "https://www.ondeck.com/term-loans", "figure": "$400K", "value": 400000, "unit": "USD", "vat": null, "axis": { "product": "term loan" }, "retrieved_at": "2026-10-12", "quote": "Loan amounts from $5K - $400K", "source_class": "primary-provider-own-site", "text_sha256": "7c544de0a9253de66a78f87639fdc1486a28f42ff0a9240c5cb2a1ec0736ff0f" }, { "source": "Bluevine line of credit", "url": "https://www.bluevine.com/line-of-credit", "figure": "$250,000 ", "value": 250000, "unit": "USD", "vat": null, "axis": { "product": "line of credit" }, "retrieved_at": "2026-10-12", "quote": "Apply for credit lines up to $250,000 and only pay for what you use, with no maintenance fees.4", "source_class": "primary-provider-own-site", "text_sha256": "6276e95b0d30762722edb47ef8d556ec615aa856d8753de8a6f025ee8f2a736e" }, { "source": "Uncapped", "url": "https://www.weareuncapped.com/", "figure": "£2M", "value": 2000000, "unit": "GBP", "vat": null, "axis": { "product": "revenue-based finance" }, "retrieved_at": "2026-10-12", "quote": "Simple, transparent, accessible funding from £100K to £2M to take your business to the next level.", "source_class": "primary-provider-own-site", "text_sha256": "020517bc56cc8026737d1e7d30eacd1d118e5081583961233ee2d05c4e5b8582" }, { "source": "Credibly working capital loans", "url": "https://www.credibly.com/working-capital-loans/", "figure": "$600,000", "value": 600000, "unit": "USD", "vat": null, "axis": { "product": "working capital loan" }, "retrieved_at": "2026-10-12", "quote": "Business financing from $25,000 to $600,000", "source_class": "primary-provider-own-site", "text_sha256": "bf7bcc26a7a563c9d33028fdb20d8a05d4efe605ecca3d06b75df92277337b10" }, { "source": "Square Loans", "url": "https://squareup.com/us/en/banking/loans", "figure": "$500K", "value": 500000, "unit": "USD", "vat": null, "axis": { "product": "merchant loan" }, "retrieved_at": "2026-10-12", "quote": "Loan offers range from $100–$500K, depending on your business performance.", "source_class": "primary-provider-own-site", "text_sha256": "c9859629ec8dd7797482a6ef973af1cff8d40d12019637605f225d1d651ed05c" }, { "source": "OnDeck lines of credit", "url": "https://www.ondeck.com/lines-of-credit", "figure": "$200,000.", "value": 200000, "unit": "USD", "vat": null, "axis": { "product": "line of credit" }, "retrieved_at": "2026-10-12", "quote": "A small business line of credit from OnDeck can provide qualified borrowers with a credit limit up to $200,000.", "source_class": "primary-provider-own-site", "text_sha256": "d97adef0744735adc33e67f69702ab802883d5e7325375e25dad06c84a078ba1" }, { "source": "Mulligan Funding", "url": "https://www.mulliganfunding.com/", "figure": "$10,000,000", "value": 10000000, "unit": "USD", "vat": null, "axis": { "product": "term loan" }, "retrieved_at": "2026-10-12", "quote": "Terms from 3 to 24 months Loan amount up to $10,000,000", "source_class": "primary-provider-own-site", "text_sha256": "a92e480dc3af6433520d67ef66d81143a99bc0fdcd6a6af46cb84a1700d58ae2" }, { "source": "NatWest business loans and finance (GB)", "url": "https://www.natwest.com/business/loans-and-finance.html", "figure": "£10m", "value": 10000000, "unit": "GBP", "vat": null, "axis": { "product": "fixed rate business loan" }, "retrieved_at": "2026-10-12", "quote": "Borrow from £25,001 with no upper limit on a variable interest rate, or up to £10m on a fixed interest rate, subject to approval", "source_class": "primary-provider-own-site", "text_sha256": "75578da208756f6c79b3d5be439945170e104619f39da191507001ba7b0a3be9" } ], "not_published": [ { "source": "Biz2Credit working capital loans", "url": "https://www.biz2credit.com/working-capital-loans", "retrieved_at": "2026-09-12", "reason": "read in full and no accepted figure on the page" }, { "source": "SBG Funding business line of credit", "url": "https://sbgfunding.com/business-line-of-credit/", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "Funding Circle business loans (US)", "url": "https://www.fundingcircle.com/us/business-loans/", "retrieved_at": "2026-10-12", "reason": "read in full and no accepted figure on the page" }, { "source": "iwoca business loans (GB)", "url": "https://www.iwoca.co.uk/business-loans", "retrieved_at": "2026-09-11", "reason": "every candidate on the page was refused" }, { "source": "Capital on Tap (GB)", "url": "https://www.capitalontap.com/en/", "retrieved_at": "2026-10-12", "reason": "every candidate on the page was refused" }, { "source": "YouLend", "url": "https://www.youlend.com/", "retrieved_at": "2026-10-11", "reason": "every candidate on the page was refused" }, { "source": "Start Up Loans (British Business Bank, GB)", "url": "https://www.startuploans.co.uk/", "retrieved_at": "2026-10-12", "reason": "every candidate on the page was refused" }, { "source": "British Business Bank Finance Hub (GB)", "url": "https://www.british-business-bank.co.uk/finance-hub", "retrieved_at": "2026-10-12", "reason": "read in full and no accepted figure on the page" }, { "source": "Swoop Funding", "url": "https://www.swoopfunding.com/", "retrieved_at": "2026-10-12", "reason": "read in full and no accepted figure on the page" }, { "source": "Wayflyer", "url": "https://www.wayflyer.com/", "retrieved_at": "2026-10-12", "reason": "read in full and no accepted figure on the page" }, { "source": "Pipe", "url": "https://pipe.com/", "retrieved_at": "2026-10-12", "reason": "read in full and no accepted figure on the page" }, { "source": "Capchase", "url": "https://www.capchase.com/", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "Shopify Capital", "url": "https://www.shopify.com/capital", "retrieved_at": "2026-10-12", "reason": "every candidate on the page was refused" }, { "source": "Accion Opportunity Fund", "url": "https://aofund.org/", "retrieved_at": "2026-10-12", "reason": "read in full and no accepted figure on the page" }, { "source": "NewtekOne small business loans", "url": "https://www.newtekone.com/small-business-loans/", "retrieved_at": "2026-10-12", "reason": "read in full and no accepted figure on the page" }, { "source": "ReadyCap Lending", "url": "https://www.readycap.com/", "retrieved_at": "2026-09-12", "reason": "read in full and no accepted figure on the page" }, { "source": "TMC Financing (SBA 504)", "url": "https://www.tmcfinancing.com/", "retrieved_at": "2026-10-12", "reason": "every candidate on the page was refused" }, { "source": "Tide business loans (GB)", "url": "https://www.tide.co/business-loans/", "retrieved_at": "2026-10-11", "reason": "read in full and no accepted figure on the page" }, { "source": "Reliant Funding", "url": "https://www.reliantfunding.com/", "retrieved_at": "2026-09-12", "reason": "read in full and no accepted figure on the page" }, { "source": "Rapid Finance", "url": "https://www.rapidfinance.com/", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "Bluevine", "url": "https://www.bluevine.com/", "retrieved_at": "2026-10-12", "reason": "every candidate on the page was refused" } ], "sources": [ { "url": "https://www.ondeck.com/term-loans", "label": "OnDeck term loans", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.ondeck.com/lines-of-credit", "label": "OnDeck lines of credit", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.bluevine.com/line-of-credit", "label": "Bluevine line of credit", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.biz2credit.com/working-capital-loans", "label": "Biz2Credit working capital loans", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://sbgfunding.com/business-line-of-credit/", "label": "SBG Funding business line of credit", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.credibly.com/working-capital-loans/", "label": "Credibly working capital loans", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.fundingcircle.com/us/business-loans/", "label": "Funding Circle business loans (US)", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.iwoca.co.uk/business-loans", "label": "iwoca business loans (GB)", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.capitalontap.com/en/", "label": "Capital on Tap (GB)", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.youlend.com/", "label": "YouLend", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.startuploans.co.uk/", "label": "Start Up Loans (British Business Bank, GB)", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.british-business-bank.co.uk/finance-hub", "label": "British Business Bank Finance Hub (GB)", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.swoopfunding.com/", "label": "Swoop Funding", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.weareuncapped.com/", "label": "Uncapped", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.wayflyer.com/", "label": "Wayflyer", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://pipe.com/", "label": "Pipe", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.capchase.com/", "label": "Capchase", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.shopify.com/capital", "label": "Shopify Capital", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://squareup.com/us/en/banking/loans", "label": "Square Loans", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://aofund.org/", "label": "Accion Opportunity Fund", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.mulliganfunding.com/", "label": "Mulligan Funding", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.newtekone.com/small-business-loans/", "label": "NewtekOne small business loans", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.readycap.com/", "label": "ReadyCap Lending", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.tmcfinancing.com/", "label": "TMC Financing (SBA 504)", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.natwest.com/business/loans-and-finance.html", "label": "NatWest business loans and finance (GB)", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.tide.co/business-loans/", "label": "Tide business loans (GB)", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.reliantfunding.com/", "label": "Reliant Funding", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.rapidfinance.com/", "label": "Rapid Finance", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.bluevine.com/", "label": "Bluevine", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://fundbox.com/", "label": "Fundbox", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.forafinancial.com/", "label": "Fora Financial", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://clearco.com/", "label": "Clearco", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.smartbizloans.com/", "label": "SmartBiz Loans", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.sba.gov/partners/lenders", "label": "sba.gov", "license": "the publisher's own terms; quoted for reporting and comment" } ], "methodology": "Every row is a verbatim sentence read from the named source's own page through our fetch service on the date shown, hash-pinned to the stored read (the sha of the page's visible text; the raw page is mirrored to R2). 8 of the 29 named sources that could be read published a usable figure; 21 published none and are recorded as not published, never filled in; 5 could not be read (blocked, dead or unreachable) and count nowhere. The headline figures (median, minimum, maximum, quartiles) are over ONE figure per source in USD (a source's median where its page yielded several accepted sentences), so N counts sources, never sentences; 71 candidate sentence(s) were refused by a reviewer with the reason recorded. The fuller derivation this dataset is chartered to grow into (not yet what the figures above are; they are each source's own published figure as read): one row per lender per product - minimum and maximum amount, term, cost basis (APR, factor rate, flat fee, percentage of card takings), minimum credit score, minimum time in business, minimum annual or monthly revenue, whether security or a personal guarantee is required, and time to funding - each read from the lender's own product page; the derivation nobody publishes is the ELIGIBILITY FRONTIER: for a business at a stated revenue, age and credit score, which lenders' published criteria it actually clears, how many that is out of every lender that publishes criteria at all, and the cheapest published cost among them - the question every keyword in this group is really asking and which no lender will answer about its competitors; beside it the revenue-based cut (which lenders price off card takings rather than credit) and changed-since", "embed": "

200,000 to 10,000,000 USD

6 published figures, Working Capital Loan Index, across 6 sources, read 12 October 2026

Source: Working Capital Quotes Working Capital Loan Index
" }