{ "name": "Working Capital Quotes Asset Finance Lender Index", "title": "Asset Finance Lender Index", "url": "https://workingcapitalquotes.com/datasets/asset-finance-lender-index/", "csv": "https://workingcapitalquotes.com/datasets/asset-finance-lender-index.csv", "markdown": "https://workingcapitalquotes.com/datasets/asset-finance-lender-index/index.md", "computed_at": "2026-10-19", "license": "https://workingcapitalquotes.com/terms", "headline": "The median published figure in the Asset Finance Lender Index is 400,000 USD across 3 sources' own pages (range 250,000 to 500,000 USD), read 12 October 2026.", "quotes": [ "The median published figure in the Asset Finance Lender Index is 400,000 USD across 3 sources' own pages (range 250,000 to 500,000 USD), read 12 October 2026.", "3 of the 30 named sources read in full publish a figure; 27 publish none, read 12 October 2026.", "The median is unchanged since 26 September 2026 (was 400,000 USD across 3)." ], "citation": "\"Working Capital Quotes Asset Finance Lender Index\", updated 2026-10-19, https://workingcapitalquotes.com/datasets/asset-finance-lender-index/.", "changed_since": { "since": "2026-09-26", "previous_median": 400000, "delta": 0, "direction": "unchanged", "sentence": "The median is unchanged since 26 September 2026 (was 400,000 USD across 3)." }, "national": { "unit": "USD", "n": 3, "median": 400000, "min": 250000, "max": 500000, "p25": 250000, "p75": 500000, "mean": 383333.3333, "units": { "USD": 3 }, "published_sources": 3, "named_sources": 37, "read_sources": 30, "not_published": 27, "published_share": 0.1 }, "by_axis": {}, "rows": [ { "source": "Crest Capital equipment financing", "url": "https://www.crestcapital.com/equipment-financing", "figure": "$500,000 ", "value": 500000, "unit": "USD", "vat": null, "axis": {}, "retrieved_at": "2026-10-12", "quote": "Crest Capital finances equipment from $10,000 to $500,000 with one simple application, same-day decisions, and no financial statements needed up to $250K.", "source_class": "primary-provider-own-site", "text_sha256": "0528146f43404eeb41d7f548b5366b540325ac1d22706f000619406d7a1529f4" }, { "source": "TopMark Funding semi truck financing", "url": "https://www.topmarkfunding.com/semi-truck-financing/", "figure": "$250k", "value": 250000, "unit": "USD", "vat": null, "axis": {}, "retrieved_at": "2026-10-12", "quote": "✅ Finance from any dealer or private seller nationwide ✅ Pre-approval up to $250k for qualified applicants", "source_class": "primary-provider-own-site", "text_sha256": "b575eca221fca2c552f893b270acadcb7f7921ba8b59a236361195596e7fc40f" }, { "source": "OnDeck equipment financing", "url": "https://www.ondeck.com/equipment-financing", "figure": "$400K", "value": 400000, "unit": "USD", "vat": null, "axis": {}, "retrieved_at": "2026-10-12", "quote": "Loan amounts from $5K - $400K", "source_class": "primary-provider-own-site", "text_sha256": "e6cd96f8ae2677af9bb3aa201fb75a732d611e45c8780b5bc87a81bb61ce569e" } ], "not_published": [ { "source": "Taycor Financial equipment financing", "url": "https://taycor.com/equipment-financing/", "retrieved_at": "2026-09-12", "reason": "read in full and no accepted figure on the page" }, { "source": "Beacon Funding equipment financing", "url": "https://www.beaconfunding.com/equipment-financing", "retrieved_at": "2026-10-12", "reason": "read in full and no accepted figure on the page" }, { "source": "Smarter Finance USA equipment financing rates", "url": "https://www.smarterfinanceusa.com/equipment-financing-rates", "retrieved_at": "2026-10-12", "reason": "every candidate on the page was refused" }, { "source": "Dimension Funding equipment financing rates", "url": "https://dimensionfunding.com/equipment-financing-rates-in-2026/", "retrieved_at": "2026-10-12", "reason": "every candidate on the page was refused" }, { "source": "Bay Street Lending equipment financing guide", "url": "https://www.baystreetlending.com/lending-resources/equipment-financing-guide", "retrieved_at": "2026-10-12", "reason": "every candidate on the page was refused" }, { "source": "Clicklease", "url": "https://www.clicklease.com/", "retrieved_at": "2026-10-12", "reason": "every candidate on the page was refused" }, { "source": "Truck Lenders USA semi truck financing", "url": "https://www.trucklendersusa.com/semi-truck-financing", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "Ascentium Capital equipment financing", "url": "https://www.ascentiumcapital.com/equipment-financing", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "Western Equipment Finance", "url": "https://westernequipmentfinance.com/", "retrieved_at": "2026-10-12", "reason": "read in full and no accepted figure on the page" }, { "source": "PEAC Solutions", "url": "https://peacsolutions.com/", "retrieved_at": "2026-09-12", "reason": "read in full and no accepted figure on the page" }, { "source": "PACCAR Financial", "url": "https://www.paccarfinancial.com/", "retrieved_at": "2026-10-12", "reason": "read in full and no accepted figure on the page" }, { "source": "Credibly equipment financing", "url": "https://www.credibly.com/equipment-financing/", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "Biz2Credit equipment financing", "url": "https://www.biz2credit.com/equipment-financing", "retrieved_at": "2026-09-12", "reason": "read in full and no accepted figure on the page" }, { "source": "SBG Funding equipment financing", "url": "https://sbgfunding.com/equipment-financing/", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "Crestmont Capital", "url": "https://www.crestmontcapital.com/", "retrieved_at": "2026-10-12", "reason": "every candidate on the page was refused" }, { "source": "Channel Partners Capital", "url": "https://channelpartnerscapital.com/", "retrieved_at": "2026-10-12", "reason": "read in full and no accepted figure on the page" }, { "source": "North Star Leasing", "url": "https://www.northstarleasing.com/", "retrieved_at": "2026-09-12", "reason": "read in full and no accepted figure on the page" }, { "source": "Charter Capital", "url": "https://www.charcap.com/", "retrieved_at": "2026-10-12", "reason": "every candidate on the page was refused" }, { "source": "National Business Capital equipment financing", "url": "https://www.nationalbusinesscapital.com/equipment-financing/", "retrieved_at": "2026-10-12", "reason": "every candidate on the page was refused" }, { "source": "Aldermore asset finance (GB)", "url": "https://www.aldermore.co.uk/business-finance/asset-finance/", "retrieved_at": "2026-10-12", "reason": "read in full and no accepted figure on the page" }, { "source": "Novuna Business Finance asset finance (GB)", "url": "https://www.novuna.co.uk/business-finance/asset-finance/", "retrieved_at": "2026-10-12", "reason": "read in full and no accepted figure on the page" }, { "source": "Paragon Bank asset finance (GB)", "url": "https://www.paragonbank.co.uk/business/asset-finance", "retrieved_at": "2026-10-12", "reason": "read in full and no accepted figure on the page" }, { "source": "Lombard asset finance (GB)", "url": "https://www.lombard.co.uk/", "retrieved_at": "2026-10-12", "reason": "read in full and no accepted figure on the page" }, { "source": "Nav", "url": "https://www.nav.com/", "retrieved_at": "2026-10-12", "reason": "every candidate on the page was refused" }, { "source": "Advance Funds Network", "url": "https://advancefundsnetwork.com/", "retrieved_at": "2026-10-12", "reason": "every candidate on the page was refused" }, { "source": "Equipment Leasing and Finance Association", "url": "https://www.elfaonline.org/", "retrieved_at": "2026-10-12", "reason": "read in full and no accepted figure on the page" }, { "source": "Finance & Leasing Association (GB)", "url": "https://www.fla.org.uk/", "retrieved_at": "2026-10-12", "reason": "read in full and no accepted figure on the page" } ], "sources": [ { "url": "https://www.crestcapital.com/equipment-financing", "label": "Crest Capital equipment financing", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://taycor.com/equipment-financing/", "label": "Taycor Financial equipment financing", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.beaconfunding.com/equipment-financing", "label": "Beacon Funding equipment financing", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.smarterfinanceusa.com/equipment-financing-rates", "label": "Smarter Finance USA equipment financing rates", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://dimensionfunding.com/equipment-financing-rates-in-2026/", "label": "Dimension Funding equipment financing rates", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.baystreetlending.com/lending-resources/equipment-financing-guide", "label": "Bay Street Lending equipment financing guide", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.clicklease.com/", "label": "Clicklease", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.trucklendersusa.com/semi-truck-financing", "label": "Truck Lenders USA semi truck financing", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.topmarkfunding.com/semi-truck-financing/", "label": "TopMark Funding semi truck financing", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.ascentiumcapital.com/equipment-financing", "label": "Ascentium Capital equipment financing", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://westernequipmentfinance.com/", "label": "Western Equipment Finance", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://peacsolutions.com/", "label": "PEAC Solutions", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.paccarfinancial.com/", "label": "PACCAR Financial", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.ondeck.com/equipment-financing", "label": "OnDeck equipment financing", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.credibly.com/equipment-financing/", "label": "Credibly equipment financing", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.biz2credit.com/equipment-financing", "label": "Biz2Credit equipment financing", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://sbgfunding.com/equipment-financing/", "label": "SBG Funding equipment financing", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.crestmontcapital.com/", "label": "Crestmont Capital", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://channelpartnerscapital.com/", "label": "Channel Partners Capital", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.northstarleasing.com/", "label": "North Star Leasing", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.charcap.com/", "label": "Charter Capital", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.nationalbusinesscapital.com/equipment-financing/", "label": "National Business Capital equipment financing", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.aldermore.co.uk/business-finance/asset-finance/", "label": "Aldermore asset finance (GB)", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.novuna.co.uk/business-finance/asset-finance/", "label": "Novuna Business Finance asset finance (GB)", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.paragonbank.co.uk/business/asset-finance", "label": "Paragon Bank asset finance (GB)", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.lombard.co.uk/", "label": "Lombard asset finance (GB)", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.nav.com/", "label": "Nav", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://advancefundsnetwork.com/", "label": "Advance Funds Network", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.balboacapital.com/equipment-financing/", "label": "Balboa Capital equipment financing", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.navitascredit.com/", "label": "Navitas Credit Corp", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.kubotacreditusa.com/", "label": "Kubota Credit Corporation USA", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.lendio.com/business-loans/equipment-financing/", "label": "Lendio equipment financing", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://clarifycapital.com/equipment-financing", "label": "Clarify Capital equipment financing", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://kapitus.com/equipment-financing/", "label": "Kapitus equipment financing", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.timefinance.com/asset-finance/", "label": "Time Finance asset finance (GB)", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.elfaonline.org/", "label": "Equipment Leasing and Finance Association", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.fla.org.uk/", "label": "Finance & Leasing Association (GB)", "license": "the publisher's own terms; quoted for reporting and comment" } ], "methodology": "Every row is a verbatim sentence read from the named source's own page through our fetch service on the date shown, hash-pinned to the stored read (the sha of the page's visible text; the raw page is mirrored to R2). 3 of the 30 named sources that could be read published a usable figure; 27 published none and are recorded as not published, never filled in; 7 could not be read (blocked, dead or unreachable) and count nowhere. The headline figures (median, minimum, maximum, quartiles) are over ONE figure per source in USD (a source's median where its page yielded several accepted sentences), so N counts sources, never sentences; 77 candidate sentence(s) were refused by a reviewer with the reason recorded. The fuller derivation this dataset is chartered to grow into (not yet what the figures above are; they are each source's own published figure as read): one row per lender per asset class - minimum and maximum amount, term, advertised rate or rate band, down payment, minimum credit score, minimum time in business, minimum revenue, whether a startup or a private-seller purchase is accepted - each read from the lender's own product page and quoted with the date; the derivation nobody publishes is the ASSET CLASS CUT: for a given asset (a box truck, an excavator, a dental chair) the count of lenders that will finance it at all, the cheapest advertised band, the lowest credit floor and the widest term, and the share of lenders that publish any number rather than routing the buyer to a quote form; beside it the publication map (which lenders publish a rate, which publish only an amount, which refuse an automated read altogether) and changed-since, because a credit floor moving is the news in this market and no trade body records it", "embed": "

400,000 USD

median published figure, Asset Finance Lender Index, across 3 sources, read 12 October 2026

Source: Working Capital Quotes Asset Finance Lender Index
" }